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When I recently changed my auto insurance, I received a packet from the new insurer. Front and center was their advice not to admit responsibility for an accident. Well, their lawyers advised them correctly because any statement – whether inculpatory, exculpatory, or indeed any remark – is admissible at a trial if made by a party opponent. I suppose, therefore, that I cannot blame an insurer for wanting to protect their policy holders in the event of an accident. But let’s look at it from the injured person’s perspective. A statement of responsibility at the scene by another driver could alleviate years of litigation on what is termed “liability.”
Maybe what the insurer’s advice tells us is that insurance companies are not, first and foremost, in the business of paying over money to claimants. After all, they did not advise their insured to say the truth at the scene of an accident. Rather, they were very mindful of implications for a personal injury case. That is why people with claims against an insurance company who have yet to hire a lawyer should not be disarmed by a pleasant claims adjuster. Many such insurance employees will try to greatly undersettle someone’s claim. It is why I will tell clients that it is good that they have an attorney rather than being lulled by “a wolf in sheep’s clothing.” What better evidence is there than the insurer’s own statement to never admit responsibility, even if their policy holder is responsible?
Feinberg & Alban, P.C. fervently protects your rights
Client Reviews
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5.0/5.0As someone who has unfortunately been in a major accident prior to the one for which I've recently needed legal counsel for, I can attest firsthand in the difficulty of finding a reputable, capable, knowledgeable, and experienced lawyer, and what to ...
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5.0/5.0
Man, I was hit by a car and it has changed my whole life. The bright spot in it was this law firm. Perry Feinberg really came to my bedside and kept me informed throughout the whole process. I would definitely recommend them .
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5.0/5.0
Colleen and Robert were very responsive during a long process, always ready to answer our questions. They exhibited that much-needed combination of listening to us as clients and guiding us with their expertise, through all the delays and obstacles e...
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5.0/5.0
Attorney Colleen Santora was amazing! I was hit by a car, completely overwhelmed and really just needed to focus on getting better. Retaining her, truly gave me peace of mind that all of the upcoming medical bills would be taken care of. I healed ...
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5.0/5.0
While visiting boston, my husband was injured and required surgery, and the tribulations that followed. Living out of state, we had NO idea what to do, and we needed guidance. Collen and her team were and ARE a God sent. Colleen answered all of ...
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